who the banking 4.0 is made for? we make payments not because we feel the need to pay, but because it’s part of a longer chain. for instance, if we go to the doctor and pay for the consultation, our relationship is...

robots and ai. on one hand, we read futurists' predictions about robots soon taking all jobs, while on the other, we are constantly forced to work with low-quality software, acting as involuntary testers to ensure...

after going through the onboarding process in a dozen and a half payment services and banks, i noticed that almost no one has fine-tuned this process...

To make a remarkable neo-bank it is not really necessary to use generative AI, GPT4, and integration with, let’s say, Solana Blockchain. Instead of it — really makes sense to focus on customer-centric practices and stop torturing customers...

It is fair to say that historically, worldwide payments were based on technology and centralized regulation. The more technology has improved, the more regulation were required to address the additional complexity of the payment industry and protect companies' and people's interests.

Banking has undergone significant transformations over the past few centuries, evolving from a system of physical branches and face-to-face interactions to a sophisticated digital ecosystem...